I still get a lot of emails from readers asking for more frugal living and budgeting posts but this is the closest I'll get to it. I think you either get it or you don't and for those who want to read my thoughts on saving, budgeting etc, it's all here on the blog. I don't change my mind. What worked 10 years ago, still works today and our systems stay the same. And besides, changing your mindset is the most important part because if you can't do that, or don't want to, I doubt you'll see the forest for the trees.
Maybe my kind of budgeting isn't for you. I don't think everyone will enjoy working towards having and wanting less. You might want to use your credit or debit cards for general use. Dividing up your available cash into envelopes might mean nothing to you. And if that's the case, my thoughts on frugal living won't excite you. There are many people writing about frugality nowadays. There are many more experts around since I started my non-expert, but carefully considered, advice. I've never thought of myself as an expert and that is not due to lack of self confidence. It's more about there being no fixed and fast rules for simple life. The basis of simplicity is the mindset - the absolute commitment to living well on a small amount of money, being a genuine part of a family and community, having enough and knowing it, even when it's much less than your neighbours are happy with and creating a life for yourself that revolves around what you love and the interests you've discovered. We live and let live, we recycle, mend, make, grow and create and we do that with generous and accepting hearts. Each of us does that in our own way according to our version of the life, our experience and values, our age. The trick is to do it, for it to become your way of life, and even when times are tough, or you have extra money in the bank, you keep to your frugal ways.