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Hello friends, welcome back.

Everything is fine here and I'm lucky to not have any big bills lately. The cost of living crisis seems to be hitting hard in suburbia and everyone I know is trying to cut back. If you've never had to cut back before you might not be aware of the many ways to save money so I thought it might be a good idea to go over a few of them. Before I continue, I want to tell you that I find it fairly easy to save money on a wide variety of household expenses. The reason for that is I live alone so I only have to adjust my own behaviour. I'm sure you know how difficult it is to get everyone in the family onboard to reduce their spending. But the main focus at this time should be to pay all the regular bills, put food on the table and buy fuel. After those things have been paid for, hopefully you have money left over to pay all your bills, save or put towards something special like birthday or Christmas presents.


Remember that almost all the savings you make will be small ones. Adding up all the savings over the space of a month will show what they are: the difference between being in debt or remaining debt-free. So it doesn't matter if you save $2, $50 or $200, it all goes into the pot to keep you out of trouble.  I hope you aren't under too much pressure with your mortgage repayments. Gone are the days when you could knuckle down like Hanno and I did and pay off our mortgage in eight years; repayments on many loans have doubled in the past few years. If you're having trouble with your mortgage, or think you'll have trouble in the near future, please go to your mortgage broker or bank loan officer and talk to them about it. Don't ignore it. I'm going to leave the mortgage info there because I'm not qualified to give advice and if you're struggling, you need the right advice immediately.


Chicken and vegetables.


Steak and salad.


Spinach and cheese pie.


Asparagus Quiche.

All the other areas of household economy are a bit easier to work with because the stakes aren't as high and when it comes to things like food, fuel, phone, internet and insurances, usually you can cut back or move your account to another provider. When I'm working on reducing costs and you may remember that I recently reduced my electricity usage to see how low I could get it (two posts back) - work out what you want to focus on and one by one, make an action plan to reduce your costs.  For instance, if it's insurance, internet or phone costs, do some research  and then ring your prover to see what deal they can do for you but make sure you've done research online beforehand so you know what the competition is offering for the same product.





HINTS AND TIPS
  • If you make your own plain bar soap, that is an excellent shampoo. It will be a money saver and cut down on the endless supply of plastic bottles coming into your home. If you have a nearby bulk goods store, take a recycled bottle along to fill it with Castile soap. It's also a very good shampoo.
  • I started putting together my Woolworth's shopping list this morning which I'll get delivered on Friday.  I usually go to the roadside stall near me that sells local produce for my fruit and vegies. I can get everything I want there and usually spend between $10 and $15, the quality is better and it's much lower in food miles. I added everything that I'll buy there onto the Woolworths list too and it came to $33.70 so it clearly shows me that travelling a little bit further will save me money and give me local, fresh food. Think about buying generic brands too. I have found most of the Woolworths generic brands I've tried have been pretty good and better value than the big brands.
  • Try to shop with a menu plan already worked out so you only buy what you need.
  • Make sure you store food properly as soon as you bring it home from the shops. Divide up, refrigerate, freeze, vacuum pack and store staples in your pantry or stockpile. I store staples I'm using in the pantry along with onions, sweet potatoes and potatoes; foods for future use are stored in the stockpile cupboard. 
Make your own relishes, sauces and pickles.  They are so much tastier, cheaper and you know what you're eating.


EXTRA POSTS OF MINE YOU MAY FIND HELPFUL

Frugal food and recipes
Cutting the cost of grocery shopping
My rotating list of favourite family meals.  Make up a list of the meals your family love, try to get about 20 meals on the list and choose future meals from your list. It will stop that worrying about to eat every night.

I hope some of this information will help you reduce the cost of living in your home. It's a stressful time but remember, it won't last forever and if you learn how to cut back, you'll increase your skill levels and lead your family towards better days.


I'm removing the comments section from the blog. I know that will disappoint some readers but I have two problems associated with comments - time and spam.  I have to moderate the comments because of the number of spam comments I get and that takes time every day. As you know, I am spending less time online now and having to deal with spam takes me away from other things I'd rather be doing. I'm sorry to take this course of action but removing the comments immediately removes the problem.

~~~*~~~*~~~*~~~*~~~


I hope you're looking after yourself. I've just finished making my bed and those of you who have read here for ages will know that a comfortable bed is a building block of self care.  We spend a third of our lives in bed. It's where we rest, rejuvenate, dream, talk, make plans and sleep. The best way to make your bed comfortable for those night time activities is to make your bed every day. You'll be able to fluff up your pillows, straighten sheets, add or take away blankets, swipe away wrinkles and get your bed ready for you to dive in at the end of the day.  Going to bed, knowing you've prepared it for sleep, gives you a good feeling. If you're not in the habit of making your bed every day, give it a try; it takes only a few minutes but it makes the world of difference.

The garden is coming along well and working there, planting, weeding, moving pots, pruning and watering makes me feel capable of doing everything that will help me continue my complex, simple and satisfying life.  My old enemy, nut grass, has made a comeback, even with the weeding and mulch. I know I'll never get rid of it so I'm choosing to look on it as just another bit of greenery. I'm hoping that when the garden is completely planted it will be less noticeable.

Yarrow and Cleome.


This is a Cecile Brunner rose. It's a tiny pink bud - you can see how small they are when compared to the size of a small battery.  A large bunch of them in a small vase looks beautiful.

The roses have started flowering and the two Cecile Brunner climbing roses I planted recently are already halfway up the arch that supports them, and one is flowering. There are two other climbers - Dorothy Perkins on the side fence and Pinkie on the back lattice. Both are growing well but not flowering yet.  I like height in the garden so I want to get two more standard roses. I've decided to block-plant the white cosmos in pots. They were going to provide height but as most gardeners know, plans change a lot when you stand back and look at what you've got. 

I have multicoloured Alysum, short pink salvias, cone flowers, and two Peter Pan dwarf agapanthus yet to plant. Two magnificent Berry Canary foxgloves are planted in big pots so I expect them to grow tall and strong. I can feel the garden filling up although I have to wait until the end of the month, see what areas need more plants and then go to the nursery to buy another batch. It's exciting.

A new rose - Seduction.  Mine is a standard rose not a rose bush.

Recently I bought a new rose that I really love. If you're not a rose grower, maybe this rose should be your first. If you've been a rose grower for ages, this is one to make room for. It's called Seduction and it's a semi-double (meaning it has a lot of petals). They are sold as standard roses and as rose bushes.  I have the standard variety which is a rose bush grafted onto tall rootstock. 

They start off a creamy white with a touch of pink on the edges and as they age, the pink edges get darker and more noticeable.  It supports many roses at the same time and each flower is in bloom for about two - three weeks. They're an excellent cut flower as well.

I've been harvesting the Silver Beet/Chard for the past couple of weeks. I love chard so I'm building up a small stockpile of single portions in the freezer. There are tomato plants at the back, which are flowering, as well as parsley, dill and green onions in the front. With these plants I only occasionally buy herbs or green vegetables but I still buy cauliflower, broccoli, sweet potato and onions.



I started baking bread again. I had to go to the bakery every week to buy a no preservative loaf and I got sick of doing that.  It's much easier making bread at home, it's much cheaper too, I know what's in the loaf and I can make exactly what I want. I don't know why I stopped baking. After Hanno died it seemed to be one of many things that were too difficult. But like all the other things I stopped then started again, bread is back to stay. I had a slice of hot toast for breakfast this morning with butter and cherry jam and a cup of black tea. It was a classic breakfast which I enjoyed a lot.

It's going to be 34C/93F here today. Yesterday we had bushfires very close by and all day there were fire bomber aircraft and helicopters flying low between the fire and the local dam. It was burning from Australia Zoo down to the highway and all it would have taken was a change in the wind direction and we would have been in danger of burning here too.  It looks like it's under control now and it will be cooler tomorrow so I have my fingers crossed. It's not a good sign when we're still in early spring.

I hope you're well and happy and things are good where you are. Take care. xx

This is just a quick post to let you know I got my electricity bill.  You might remember I posted about electricity charges after Hanno died when I was trying to establish what I used. While Hanno was sick at home I was using every appliance that made it easier for him and easier to look after him.  I knew my solo usage would be less but I didn't know how much less.  Click on that link to see the post.

I'm happy to tell you that bill reflects the one I got yesterday. My old usage was 5 kWh and my current is 4.06 kWh, less than half one person's usage.  I'm glad I did this so I know how low I can go if I need to in the future.  I have no doubt I'll use the air conditioning during summer but I doubt I'll stray too far from what I'm doing now.  The main thing for me is to use my solar power as I generate it by doing my housework in the morning when the sun is on the roof and to always turn off power when I'm not using it.

With the price rise on 1 July, the cost of electricity per day here increased from $1.99 to $2.28 kWh and my greenhouse gas emissions reduced from 1.1 tonnes to 0.6 tonnes. I hope this encourages you to reduce your usage too. It's not easy to do at first but it gets easier as you get used to it but as you can see here, it WILL make a difference.

For the rest of today, I'll have a salad wrap for lunch and make bread this afternoon before spending a couple of hours in the garden. I had a new gardener come over yesterday.  He's fantastic and I hope he'll return in a couple of weeks to clean my roof and do a bit of pruning.

Enjoy yourself over the weekend. I hope you get the chance to spend time relaxing at home. 🥰

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I'm Rhonda Hetzel and I've been writing my Down to Earth blog since 2007. Although I write the occasional philosophical post, my main topics include home cooking, happiness and gardening as well as budgeting, baking, ageing, generosity, mending and handmade crafts. I hope you enjoy your time here.

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      • Back where we belong
      • Planting vegetable seeds and new workshops
      • Workshops starting 1 March
      • First workshops, book by Friday


Trending Articles

NOT the last post

This will be my last post here.  I've been writing my blog for 18 years and now is the time to step back. I’ve stopped writing the blog and come back a couple of times because so many people wanted it, but that won’t happen again, I won’t be back.  I’ll continue on instagram to remain connected but I don’t know how frequent that will be. I know some of you will be interested to know the blog's statistics. 
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Every morning at home

Every morning when I walk into my kitchen it looks tidy and ready for a day's work. Not so on this morning (above), I saw this when I walked in. Late the previous afternoon when I was looking for something, I came across my rolled up Zwilling vacuum bags and decided they had to be washed and dried. So I did that and although I usually put them outside on the verandah to dry it was dark by then. I turned the just-washed bags inside out and left them like this on a towel. It worked well and now the bags are ready to use when I bring home root vegetables, cabbages or whatever I buy that I want to last four or five weeks.
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You’ll save money by going back to basics

When I was doing the workshops and solo sessions, I had a couple of people whose main focus was on creating the fastest way to set up a simple life. You can't create a simple life fast, it's the opposite of that It's not one single thing either - it's a number of smaller, simpler activities that combine to create a life that reflects your values; and that takes a long to come together. When I first started living simply I took an entire year to work out our food - buying it, storing it, cooking it, preserving, baking, freezing, and growing it in the backyard. This is change that will transform how you live and it can't be rushed.  
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Creating a home you'll love forever

Living simply is the answer to just about everything. It reduces the cost of living; it keeps you focused on being careful with resources such as water and electricity; it reminds you to not waste food; it encourages you to store food so you don't waste it and doing all those things brings routine and rhythm to your daily life. Consciously connecting every day with the activities and tasks that create simple life reminds you to look for the meaning and beauty that normal daily life holds.  It's all there in your home if you look for it. Seemingly mundane tasks like cleaning and cooking help you with that connection for without those tasks, the home you want to live in won't exist in the way you want it to.  Creating a home you love will make you happy and satisfied.
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Time changes everything

I've been spending time in the backyard lately creating a contained herb and vegetable garden. My aim is to develop a comfortable place to spend time, relax, increase biodiversity and encourage more animals, birds and insects to live here or visit. Of course I'd prefer my old garden which was put together by Hanno with ease and German precision. Together, we created a space bursting at the seams with herbs, vegetables and fruity goodness ready to eat and share throughout the year. But time changes everything. What I'm planning on doing now, is a brilliant opportunity for an almost 80 year old with balance issues. In my new garden I'll be able to do a wide range of challenging or easy work, depending on how I feel each day. It’s a daily opportunity to push myself or sit back, watch what's happening around me and be captivated by memories or the scope of what's yet to come.
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It's the old ways I love the most

I'm a practical woman who lives in a 1980’s brick slab house. There are verandahs front and back so I have places to sit outside when it's hot or cold. Those verandahs tend to make the house darker than it would be but they're been a great investment over time because they made the house more liveable. My home is not a romantic cottage, nor a minimalist modern home, it's a 1980’s brick slab house. And yet when people visit me here they tell me how warm and cosy my home is and that they feel comforted by being here. I've thought about that over the years and I'm convinced now that the style of a home isn't what appeals to people. What they love is the feeling within that home and whether it's nurturing the people who live there.
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Back where we belong

Surprise! I'm back ... for good this time. Instagram became an impossible place for me. They kept sending me messages asking if I'd make my page available for advertisers! Of course, I said no but that didn't stop them. It's such a change from what Instagram started as. But enough of that, the important part of this post is to explain why I returned here instead of taking my writing offline for good. For a few years Grandma Donna and I have talked online face-to-face and it's been such a pleasure for me to get to know her. We have a lot in common. We both feel a responsibility to share what we know with others. With the cost of living crisis, learning how to cook from scratch, appreciate the work we do in our homes, shop to a budget and pay off debt will help people grow stronger. The best place to do that is our blogs because we have no advertising police harassing us, the space is unlimited, we can put up tons of photos when we want to and, well, it just feels li...
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Making ginger beer from scratch

We had a nice supply of ginger beer going over Christmas. It's a delicious soft drink for young and old, although there is an alcoholic version that can be made with a slight variation on the recipe. Ginger beer is a naturally fermented drink that is easy to make - with ginger beer you make a starter called a ginger beer plant and after it has fermented, you add that to sweet water and lemon juice. Like sourdough, it must ferment to give it that sharp fizz. To make a ginger beer plant you'll need ginger - either the powdered dry variety or fresh ginger, sugar, rainwater or tap water that has stood for 24 hours to allow the chlorine to evaporate off. You'll also need clean plastic bottles that have been scrubbed with soap, hot water and a bottle brush and then rinsed with hot water. I never sterilise my bottles and I haven't had any problems. If you intend to keep the ginger beer for a long time, I'd suggest you sterilise your bottles. MAKING THE STARTER In a...
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